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visit our house building tools page for lots of
terrific (mostly free) useful resources.
Buying
or Building a New House – Your credit scores
could cost you tens of thousands.
If you are building a home or just buying one, you’d better check
your credit score. Why? It’s simply really. Your credit score significantly
impact your ability to borrow money. Erroneous or old entries on your credit
report could result in higher mortgage rate., which in turn could result
in tens of thousands of dollars of extra interest payments over the life
of your loan. Worse still, these erroneous entries could result in you
being UNABLE to get an loan at all. Don’t let your credit history
become a headache in your new home building process. Check your credit. Get
your free credit report today.
Considering
a Hot Tub in your new Home?? Look no further. ThermoSpas
Hot Tubs are offering up to $900.00 in cost savings discounts for House-N-Home-Building
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The New House Building Guide – Learn How To Save Thousands
Building Your New Home

Intimidated by the idea of being your own builder? You’re not alone.
Most people don’t have the time, expertise, or contacts to perform
this task. The good news is that you don’t have to. You can use your
own builder and still save thousands. Get the House Building Guide and
learn how. The Guide contains step-by-step instructions, sample specifications,
an example building-contract, and dozens of money saving, convenience and
healthy house building tips. This is an indispensable resource for
anyone interested in building a new home.
Dream
Home Source has over 15,300
house plans easily searched from their online database. You decide
how many bedrooms, bathrooms, and garage stalls your new home will have,
along with many other key features. Dream Home Source has an enormous
variety of house plans for every taste, from traditional to contemporary,
from 500 to 10,250 square feet. Register and
receive a free home plan CD-ROM or DVD-ROM. Visit
us today!
Owner Builder Financing and Construction Support
Are you considering being an owner-builder, but are intimidated by the
challenge of managing the process and finding financing. If you have the
time, commitment and dedication to be an owner builder then you
should
definitely contact us. We offer 100% financing, a one-time close,
no points, no interest payments during the building process, and
construction support while you build. And best of all, when you
are done, you will have earned, through your hard work, 25,000
- $75,000 of equity in your new home. For a no cost consultation,
please complete
the form found on our website, and someone contact you about
this exciting opportunity.
2. Poured versus cement block versus
pre-cast walls
In areas of the country that have basements, poured concrete walls appear
to be the most popular choice for many builders. There are advantages and
disadvantages for having a poured concrete wall vs. a cement block wall vs.
a pre-cast wall that is poured off site and delivered on a flat bed truck.
We will review these advantages and disadvantages briefly in this short article.
Cracks in any of the basement walls allows water and gases to leak in causing
any number of unhealthy problems. The stronger and better built basement
walls will protect your family from these two problems.
The main advantage of Cement Block Walls is that the basement walls will
be plumb and they will also be square making later construction of the home
easier as well as finishing the basement with drywall an easier task. Block
walls are held in place with mortar that is typically mixed on the site,
as it is needed. The mortar plays a critical part in the strength of the
wall. Too much water in the mortar can weaken the wall. Cement block walls
are weaker than traditional poured walls since the blocks are hollow. This
may not be an issue for many homes, unless there will be excessive weight
from a larger home. You should discuss your cement block wall with your builder.
Placing re-enforcing bars in the hollow portions and pouring cement into
the hollows can also strengthen these walls. If you intend to finish the
basement you will have to add an interior wood frame, insulation and moisture
barrier and drywall.
Poured Concrete Walls are the traditional means of construction concrete
walls. Poured concrete walls are usually poured to a strength rating of 3500
PSI, are poured on a footer and do not have re-enforcing bars. Poured concrete
walls may not always be plumb and the top may not be level if the forms are
not adequately supported during the pouring of the concrete. If there are
delays in the pouring, cold seams can develop which can also cause cracks
later on. Weather such as heavy rain or extreme cold and extreme heat can
delay pouring of the concrete and even weaken the walls if the walls are
not allowed to cure properly. From beginning to end of the pouring, a poured
concrete wall will require up to a week to complete by the time you pour
the footings, let them set, install the forms in place, pour the concrete
and allow it to set properly. Finished basements require vapour barriers,
studded walls, insulation and drywall to be added later.
Precast Concrete Walls are becoming popular and have a number of advantages
that are attracting many builders and homeowners. The walls come with a footer
that is precast and the walls are set on a base of crushed stone, which can
be adjusted in depth based on the strength of the surrounding soil. The walls
are poured in controlled factory conditions to maintain pouring standards
at 5000 PSI strength ratings with re-enforcing bars in the concrete. The
precast walls come with insulation and lumber nailers already in place so
that you can nail the drywall to the wall without adding a lumber stud wall
to hold the drywall. The best part is that the basement wall can be erected
in one day, bolted together and the joints sealed to avoid any water leakage.
Precast walls have another advantages in cold winter climates. Since they
are poured in a climate controlled factory, basements can be installed during
the winter, even in the coldest part of the year, without worrying about
the appropriate curing of the concrete.
If you feel that strength of the load bearing concrete wall be important
in your home due to excessive weight you can consider re-enforcing both the
cement block wall or the poured concrete wall to increase the vertical and
lateral strength. Your builder will be the best person to discuss this with.
As we mentioned at the beginning, this is a brief summary of the various
types of concrete walls that can be sued in home construction. The web sites
we list below can provide you with additional information
Some useful links to check out
Superior Walls
http://www.superiorwalls.com/index.php
Poured Wall Basements
http://www.wrmca.com/Poured%20Wall%20Basements.htm
Precast Concrete Foundation Walls
http://www.toolbase.org/tertiaryT.asp?TrackID=&CategoryID=936&DocumentID=2069
Poured Concrete vs. Concrete Block Walls
http://www.askthebuilder.com/046_Poured_Concrete_Walls_vs_Concrete_Block.shtml
Pre-cast Foundation Walls
http://www.askthebuilder.com/266_Pre-cast_Concrete_Foundation_Walls_-_Oh_Yeah_.shtml
3. Asphalt or Fibreglass Shingles
This month’s article on asphalt or fibreglass shingles will review
a few of the reasons why you may want to consider asphalt only shingles vs.
fibreglass shingles for your new home. We will also cover some of the signs
that your existing shingles have deteriorated and have reached the stage
were they need to be replaced if you are purchasing a rebuilt home. We will
also briefly review some of the alternatives to shingles such as metal and
slate coverings.
Asphalt shingles and fibreglass shingles can be purchased to last from 15
to 30 years, however a variety of external factors will affect the actual
life of the shingles. The following are some of the environmental issues
that can affect their life:
Debris on the roof such as leaves that builds up causing rotting
Excessive heat in the summer
Baking from the attic if the attic is poorly ventilated
Excessive traffic on the roof
High winds; and,
Installation in cold temperatures
Signs of severe wear on your shingles include: cracking of the shingles,
holes were the nails are, missing shingles, surface granules worn off, and
curling at the ends indicates excessive heat. High wind can damage or blow
away shingles and objects such as branches from nearby trees can damage the
roof. Snow and ice build-up in the winter can cause damage and also ice dams
leading to water leakage inside the building. If you see any of these items
on your new roof, quick action can prevent long term damage.
When you purchase your new home, the builder will usually include the minimum
quality shingle on your home unless otherwise directed by you. Fifteen year
shingles are possible and some builders will use them. Consumers should consider
20 or 25-year shingles to maximize the protection on their roof and avoid
near term roof problems.
Asphalt shingles consist of a felt base, coated with asphalt and covered
with a thick layer of ceramic granules to protect the shingle from the elements.
Fibreglass shingles have a fibreglass matt coated with asphalt to provide
strength and support to the shingle in addition to the ceramic granules.
The advantages of a fibreglass shingle over a pure asphalt shingle include
increased resistance to rotting from over damp conditions, warping and curling
from excessive heat and an increased resistance to fire. A major disadvantage
to fibreglass shingles is that they have a tendency to crack in cold temperatures
when they are not handled properly. The spring and the fall are the best
times to apply fibreglass shingles. The advantage of fibreglass shingles
when they are applied properly to your roof is that they provide long lasting
protection to your roof from the superior strength they receive from the
fibreglass mat.
Metal roofs can be installed although the drawbacks may be a serious concern
to many customers. Metal is typically more expensive and has a number of
safety and operation issues. A Metal roof is heavier than asphalt; the roof
is more difficult to work on due to slipperiness especially when it is wet,
denting from walking on it or debris being blown against it as well. In addition
some fire marshals will not allow their men to be on a metal roof during
a fire due to safety issues. Asphalt shingles are much quieter during a heavy
rain than a metal roof.
We have briefly covered some of the issues associated with asphalt shingles,
fibreglass shingles and metal roofs. As usual there are also several links
that you can refer to find additional information.
Useful Web Links
Asphalt Shingles
http://cantech.hypermart.net/Roofing/Asphalt.html#Architectural
Professional Roofers
http://www.professionalroofers.com/services/service_details.asp?Service_ID=1
Asphalt Fibreglass Roofing Shingles
http://www.soldbyteresa.com/information_center/article_archive/asphalt_fiberglass_roofing_shingles.dwt
Roofing Options
http://www.professionalroofing.net/article.aspx?A_ID=376
4. Thought For The Day
Integrity is accepting responsibility when you have made
a mistake.
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